If you have upcoming home remodeling plans be sure to do two things;
1) Let us know about your remodel project as we may have to increase the coverage limit on your home. Give us a call and we'll do the research to make sure you have the coverage you need. We don't like suprises at claim time and I'm sure you don't either!
2) Ask your contractor for a certificate of insurance. This will show you if they have insurance coverage or not. You want to make sure they have insurance so if cause damage to your home in the course of construction it's on them - not you. Also make sure they have workers compensation insurance. If they don't have workers comp and get injured on your property, YOU could be sued for their injuries.
Here's a good article from Travelers Insurance Company
As always, please call us if you have any questions or concerns.