Lakeside Insurance Brokers Blog

All You Ever Wanted to Know About Insurance

Are you planning a winter vacation?

It's cold out, really cold out. As we Minnesotans are dreaming about going to warm places this week or if you are lucky enough to already have some vacation travel booked - have you ever thought about travel insurance?

Here are some frequently asked questions about Travel Insurance:

What is trip cancellation insurance? Trip cancellation insurance is financial reimbursement of a prepaid, non-refundable travel costs when an unforeseen event, which is a covered reason under the policy, causes a trip cancelation.

What is trip interruption insurance? Trip interruption insurance is financial reimbursement for unused prepaid travel expenses and/or the additional airfare to return home, when an unforeseen event, from which the traveler is protected under the policy, causes trip to be cut short and a return home ahead of schedule.

When is protection from an act of terrorism an included coverage? When a politically-motivated terrorist attack occurs in a city listed on a travel itinerary. The event must occur after the policy takes effect and within 30 days of departure.

Who is considered a family member under the policy? Any of the following relatives of the insured or traveling companion is considered a family member under the policy: a legal or common law spouse; a domestic partner; a parent or legal guardian; step-parent, grandparent, parents-in-law, grandchild, natural or adopted child, foster child or ward, step-child, children-in-law, brother, sister, step-brother, step-sister, brother-in-law, sister-in-law, aunt, uncle, niece, or nephew.
 
Check out some common travel scenarios that we can insure against and call Lakeside Insurance Brokers in Burnsville at 952-854-0109 for more information.