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Lakeside Insurance Brokers Blog

All You Ever Wanted to Know About Insurance

Are you and your boat ready?

"Ice-out" was declared on Lake Minnetonka on March 17, 2016 - the earliest on record since 1878, which means the boating season is upon us. Are you and your boat ready?

A watercraft inspection or a marine survey are two great tools to assist in ensuring your watercraft's safety and maintenance. A watercraft inspection is typically used for smaller boats (26 feet or less). A marine survey is a detailed, thorough inspection of the infrastructure and all equipment attached to and on the boat. A licensed marine surveyor completes both of these to evaluate and determine the condition and seaworthiness of your vessel.These evaluations give you recommendations as to what areas of your vessel may need attention to prevent you from having any troubles while enjoying your voyage.

Officials are still urging people to take precautions when they're on the water or near water at this time of year. Safety reminders from the Hennepin County Sheriff's Office include:

  • Use caution when boating on Lake Minnetonka, there are many navigational buoys that are not in place yet.
  • It’s especially important to wear a life jacket when boating. At this time, water temperatures on all bodies of water are cold, if you were to fall into water, hypothermia happens quickly in these conditions.
  • When boating or spending time near water, let someone know where you are going and when you will return.
  • Parents and caregivers are urged to supervise children when they are near the water.

Call Lakeside Insurance Brokers to make sure all of your "summer toys" like ATVS or boats are properly covered and you're protected.